HMO plans have co pays for medical service that have to be paid at the time of the service. These different plans are called Liberty Plans and are for individuals, families, or small businesses with 1 to 50 employees.Ĭommercial plans include HMO plans that require members to use in-network providers.
Commercial coverage is for both individuals and small businesses. By commercial they mean non-government funded health care. The third type of coverage is commercial coverage. Freedom believes that everyone should be able to have access to excellent healthcare no matter what the circumstance. There are several reasons an individual or family may qualify for Medicaid. Freedom Health’s Medicaid plan is called Freedom 1st and offers members a wide variety of options in coverage and providers. In Florida, there are many different companies that work with Medicaid to provide enough coverage for its members. This is based on the average income of the state, demographics, and state budgets. It is a federally regulated program but each state sets its own standards, polices, and eligibility. Medicaid is government funded health care that is paid for by tax payers. The second type of coverage offered is Medicaid. These options are often difficult for those on a fixed income. Many of these are not covered on a straight Medicaid plan and have to be provided for either out of pocket or through a supplemental plan. This plan is especially important in Florida where a larger portion of the population is of retirement age and is Medicare eligible.įreedom Medicaid offers prescription coverage, preventive care, dental coverage, vision coverage, and hearing benefits. The benefit of this plan over traditional Medicaid is an expansion of services and coverage. The company has contracted with the Centers for Medicare and Medicaid Services to offer a plan that is another option to straight Medicaid. The first type of coverage offered is the Freedom Medicare Plan. Along with this, they offer fast claim service and field staff who can come to you if you need assistance with understand your coverage. No matter what type of coverage, web access is guaranteed to help you make payments, find physicians and hospitals, and contact agents. Each plan was customized by physicians who understand the needs of people in each group from the elderly to infants. Each plan is for a specific group of people and works to provide for and meet the needs of those individuals. 3 Types Of Coverage Offeredįreedom Health offers three types of plans. This is supported by numerous studies that show that adequate sleep, proper weight, dental care, exercise and nutrition and lifestyle choices are linked to major illnesses and chronic diseases like heart disease, cancer and diabetes. The company believes that one of the major areas that suffer when people don’t have adequate coverage is preventive care. They also work to prevent diseases from developing through preventive care coverage and wellness checks so that invasive medical care may not be needed. They do this by providing excellent medical care when a sickness or medical need arises. One of the main directives of this provider is to improve the lives of their members. As the company has grown, it has been able to offer public health care programs as well. It was incorporated in order to give top notch health care coverage to residents of Florida. The company’s belief it that it is operated from a physician’s viewpoint so the most important needs of patients are met. History of Freedom Health FLįreedom Health is different than other insurance companies because it is owned by private investors and doctors.
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Once you have read through this article on Freedom Health Insurance of Florida then be sure and use our free Florida health insurance quote finding tool to compare rates from top companies instantly and online. The following information will give the facts about Freedom Health Insurance Florida residents can then decide if this plan is best for them. Frankly, you need to make that determination based on your health, finances and individual and family medical needs. This provider says that they strive to help people save money while still providing great coverage. Florida families want an affordable plan, but no one wants to give up vital coverage just to save money. There are many choices available today when it comes to health care coverage and one is Freedom Health Insurance.
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